Insurance and Income Protection
Our financial planning services go beyond tax planning and wealth management, preparing you for unexpected circumstances, while ensuring that you remain financially independent and protected.
Our experts can advise you on a number of strategies for planning ahead, whether you are an employee, self-employed or a director of a limited company, including:
Critical illness cover
Offering protection for you and your family in the event that you develop a critical illness and cannot work.
Directors’ share protection
Protecting your business through directors’ share protection to cover the cost of lost expertise or a potential buyout of any beneficiaries in the event that a director or shareholder is incapacitated.
Keyman insurance
Minimising loss to your business due to an unexpected loss of a key expert or director, through support with recruitment and training costs, for example.
Life insurance
Supporting your family in the event of your death, ensuring that costs such as mortgage payments are still met and benefitting from falling policy costs as the market develops rapidly.
Income protection
Securing your income if you are unable to work, premiums are often lower than expected and policies are rarely able to be terminated by the provider.
Most clients will benefit from a review with one of our advisers, even if you have an existing policy in any of these areas, to ensure that you have the best and most cost-effective policy for your circumstances.
To find out how we can help to protect you, your business and your income, please contact our specialist advisers today.